Overlay effects for your photo or design
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Instructions:

1. open use_template_with_instructions.psd and place your photo or design on yellow layer (photo here)
2. Change overlays (place some overlay textures from overlays directory to this psd file)
3. Play with overlay textures (use screen, overlay, multiply or other layer styles) and play with opacity of this layers
4. (duplicate texture for harder effect)
5. Play with top layers (hue and saturation, photo filter and levels)
3. Enjoy your results ;)